Calculating Cost

Costs (charges you are billed for)

Tuition

Annual and semester tuition costs are based on full-time enrollment of 12-18 units per semester.

Housing

If applicable, please indicate your housing selection based on the following options:

• Dorms: Chi Rho or Chi Sigma
• Quads: Kappa, Omicron, Lambda, Theta, Gamma, Delta, Zeta, Epsilon
• Freshmen and Sophomores: Freshmen and sophomores are generally housed in Chi Rho or Chi Sigma.
• Juniors and Seniors: Juniors and Seniors are generally housed in the Quads.

2025-2026 Housing Charges
Housing	Annual	Semester
Dorm (Chi Rho or Chi Sigma) & Quads (Kappa, Omicron, Lambda, Theta, Gamma, Delta, Zeta, Epsilon)	$8,390/annual	$4,195/semester

Meal Plans

Please indicate your meal plan selection based on the following options:

• Freshmen living on-campus are required to have a minimum of 14 meals per week
• Sophomores, Juniors, and Seniors living on-campus are required to have a minimum of 10 meals per week

2025-2026 Meal Plan Charges
Plan	Annual	Semester
10/Week	$5,326/annual	$2,663/semester
10/Week flex	$5,526/annual	$2,763/semester
14/Week	$5,767/annual	$2,884/semester
14/Week flex	$5,967/annual	$2,984/semester
19/Week	$5,964/annual	$2,982/semester
19/Week flex	$6,164/annual	$3,082/semester

2025-2026 Commuter Meal Plan Charges
Plan
5/Week (Commuters only)	$3,846/annual	$1,923/semester
20 Meals + $50 flex dollars (commuter only – meals do not carry over through semesters)	Re-loadable when meals run out	$261
30 Meals + $50 flex dollars (commuter only – meals do not carry over through semesters)	Re-loadable when meals run out	$342
40 Meals + $50 flex dollars (commuter only – meals do not carry over through semesters)	Re-loadable when meals run out	$414

Unused meals are lost at the end of each week.

Estimating Direct Costs Due

Direct Costs

This category includes tuition, Housing and Meal Plans, and other charges that are paid directly to Concordia University.

• Tuition: The cost of your classes
• Housing and Meal Plans: You may choose to live on-campus and eat in our dining facilities. A variety of meal plans are offered and the cost varies based on what plan you select.
• Fees: Concordia charges additional fees for other services, class fees, applied music, graduation, etc. These fees are due and payable upon assessment. Please refer to the General Catalog for a list of class fees designated by your major.
• Deposits: Tuition Deposits will be credited to your account.
  • Applied Music (Private) Lessons: If applicable, please contact the Bursar’s Office at (949) 214-3075 or email [email protected].
  • Previous Balances: Continuing Students, please contact the Bursar’s Office to check on previous balances at (949) 214-3075 or email [email protected].

Indirect Costs

These expenses are not paid directly to Concordia but might be associated while attending Concordia.

• Books and Supplies: Individual book costs vary greatly, depending on the courses you are taking. You may be able to purchase used books to lower the cost. Some classes also require supplies, others-course material, printing, etc.
• Room and board: If you choose to live off-campus, you will need to budget for monthly rent, furnishing, utilities, and your meals. You may want to share an apartment with other students to alleviate the cost. Now is the time to fine-tune your cooking skills. It’s expensive to eat out all the time.
• Transportation: If you commute, be sure to factor in the cost of public transportation, gas, and car insurance. Don’t forget the cost of breaks and holiday travel. For example, think about how many times you’ll want to go home. You can lower these costs by carpooling or shopping around for student rates on airfare.

Payment Options (If you have a “Balance Due”)

Federal Parent PLUS Loan: Parent PLUS Loans allow parents of dependent undergraduate students to borrow funds to help cover costs not met by other financial aid. These loans require a credit check, and parents must apply using their own FSA ID.

Private Loans: An Educational Loan made in the student’s name, but usually require a co-signer or co-borrower. The co-signer does not have to be a parent but requires good credit history. No FAFSA is necessary to apply for private loans.

Monthly Payment Plan: Concordia University offers a monthly payment plan through TuitionPay.