Calculating Cost

This worksheet has been created to assist you in estimating the total cost of attending Concordia University Irvine. It is based on the published tuition and fees of Concordia University. These numbers are in no way binding and are only meant to provide a rough estimate of your annual or semester cost at CU. Use the information below as a guide in filling out the Undergraduate Annual Calculation Worksheet.

Costs (charges you are billed for)

Tuition: Annual and semester tuition costs are based on full-time enrollment of 12-18 units per semester.

Housing: If applicable, please indicate your housing selection based on the following options:

• Dorms: Chi Rho or Chi Sigma
• Quads: Kappa, Omicron, Lambda, Theta, Gamma, Delta, Zeta, Epsilon
• Freshmen and Sophomores: Freshmen and sophomores are generally housed in Chi Rho or Chi Sigma.
• Juniors and Seniors: Juniors and Seniors are generally housed in the Quads.

Meal Plans: Please indicate your meal plan selection based in the following options:

• Freshmen living on campus are required to have a minimum of 14 meals per week
• Sophomores, Juniors and Seniors living on campus are required to have a minimum of 10 meals per week

• Unused meals are lost at the end of each week.
• Flex Dollars: You may use your Flex Dollars at the "Eagle Rock," "Emendare," or the "Main Cafe" to purchase items a la carte. Flex Dollars transfer from the Fall semester to the Spring semester, but do not transfer from one school year to the next.

Financial Aid (aid you accepted on your financial aid award letter)

• Financial Aid: You will need your Financial Aid Award Letter for this section. If you have Stafford loans (subsidized or unsubsidized), 2% may be subtracted from the total loan amount. This is an estimate of the fees your lender will deduct to process your loan. Please keep in mind that Federal Stafford and PLUS loans require additional paperwork to be completed (Master Promissory Note, Entrance Exam, etc) in order to finalize and disburse the loans. Loans will not be disbursed unless all of your documentation is complete.
• Work Study: If you choose to have your Work Study funds paid directly to your account, include the amount of your work study award on the financial aid section of the worksheet. You must come into the Bursar's Office and fill out a Student Employee Tuition Payment Agreement for this designation to take place.

Estimating Direct Costs Due

Direct Costs

This category includes tuition, Housing and Meal Plans, and other charges that are paid directly to Concordia University.

• Tuition: The cost of your classes
• Housing and Meal Plans: You may choose to live on campus and eat in our dining facilities. A variety of meal plans are offered and cost varies based on what plan you select.
• Fees: CU charges additional fees for other services, class fees, applied music, graduation, etc. These fees are due and payable upon assessment. Please refer to the General Catalog for a list of class fees designated by your major.
• Deposits: Tuition Deposits will be credited to your account.
  • Applied Music (Private) Lessons: If applicable, please contact the Bursar's Office at (949) 214-3075 or email bursar@cui.edu.
  • Previous Balances: Continuing Students, please contact the Bursar's Office to check on previous balances at (949) 214-3075 or email bursar@cui.edu.

Indirect Costs

These expenses are not paid directly to CU, but might be associated while attending CU.

• Books and Supplies: Individual book costs vary greatly, depending on the courses you are taking. You may be able to purchase used books to lower the cost. Some classes also require supplies, others-course material, printing, etc.
• Room and board: If you choose to live off-campus, you will need to budget for monthly rent, furnishing, utilities, and your meals. You may want to share an apartment with other students to alleviate the cost. Now is the time to fine-tune your cooking skills. It's expensive to eat out all the time.
• Transportation: If you commute, be sure to factor in the cost of public transportation, gas and car insurance. Don't forget the cost of breaks and holiday travel. For example, think about how many times you'll want to go home. You can lower these costs by carpooling or shopping around for student rates on airfare.

Payment Options (If you have a "Balance Due")

• Federal Parent PLUS Loan: (Parent Loan for Undergraduate Students) is an affordable, low-interest loan designed for parents. With the PLUS Loan, you can borrow up to your child's total cost of education minus other financial aid awarded to the student.
• Alternative Loans: Educational Loan made in the student's name, but usually requiring a co-borrower. The co-borrower does not have to be a parent, but requires good credit history. No FAFSA is necessary to apply for Alternative loans.
• Monthly Payment Plan: Concordia University offers a monthly payment plans through TuitionPay.

Please contact the Bursar's Office with further questions or concerns: (949) 214-3075 or email bursar@cui.edu.